Illustrative estimate
Equipment loan calculator
Enter your exact cost, rate and loan length. Not a quote, offer or approval.
Common loan lengths
Estimated monthly payment
$2,835
Illustrative only — not an offer, quote or approval.
- Loan amount
- $135,000
- Rate and term
- 9.5% · 60 mo
- Total of payments
- $170,115
- Total finance cost
- $35,115
Payment figures on this site are illustrative estimates generated from the values you enter. They are not offers, quotes, approvals or commitments, and they do not include taxes, fees, documentation costs or any provider-specific terms. Actual terms are determined by the financing provider.
Equipment financing by industry
Equipment Financing Solutions for Every Industry
Explore flexible equipment loans and financing options for construction, agriculture, transportation, manufacturing, healthcare and more. Find funding for new or used equipment tailored to your business, budget and industry.
Commercial Construction
Excavators, cranes, compact track loaders, skid steers, wheel loaders, backhoes and telehandlers.
Financing for construction
Agriculture & Farming
Tractors, harvesters, irrigation systems, sprayers and farm implements.
Financing for agriculture
Mining & Extraction
Drills, crushers, screens, conveyors and haul trucks.
Financing for mining
Oil, Gas & Energy
Rigs, pipeline equipment, generators, service trucks and renewable-energy equipment.
Financing for oil & gas
Transportation & Freight
Semi-trucks, trailers, vocational trucks and logistics fleets.
Financing for trucking
Warehousing & Distribution
Forklifts, conveyors, racking, robotics and sorting systems.
Financing for warehousing
Waste Management & Recycling
Garbage trucks, roll-offs, compactors, shredders and balers.
Financing for waste & recycling
Manufacturing & CNC Machining
CNC machines, robotics, production lines and precision tooling.
Financing for manufacturing
Medical & Healthcare
MRI, CT, diagnostic, laboratory, dental and practice equipment.
Financing for medical
Printing & Packaging
Industrial presses, cutters, finishing systems and packaging lines.
Financing for print & packaging
Aviation & Marine
Eligible aircraft, marine vessels, hangar equipment, tugs and ground-support equipment.
Financing for aviation & marine
Tree Care & Landscaping
Wood chippers, bucket trucks, stump grinders, mowers, mini excavators and skid steers.
Financing for tree & landscape
Restaurants & Hospitality
Commercial kitchen equipment, refrigeration, ovens, fryers, dishwashing, bar systems, POS and hotel laundry.
Financing for restaurants
AI Infrastructure & Technology
GPU and CPU servers, storage arrays, networking, racks, power distribution, cooling and enterprise IT hardware.
Financing for ai & technology
Fitness & Recreation
Cardio machines, strength equipment, functional training rigs, turf, recovery equipment and recreation facility equipment.
Financing for fitness
What we are, plainly
Built to be honest, not pushy
We are a broker, not a lender
Ai Loan Brokerage LLC is a commercial financing intermediary. We do not lend, we do not approve, and we do not set your rate.
Business financing only
We work on business-to-business commercial financing transactions. We do not provide consumer loans, residential mortgages or personal lines of credit.
One request, several possible matches
Rather than filling out the same form repeatedly, you submit once and your request may be matched with financing providers.
No sensitive credentials in the form
We never ask for your Social Security number, bank login, full tax ID or documents on this site.
How it works
Three steps, clearly explained
We do not make credit decisions. Our job is to organize your request accurately and get it in front of the right reviewer quickly.
See the full processTell us about the equipment
The machine, the condition and the amount you have in mind. A written quote helps, but it is not required to start.
Tell us about the business
Legal name, industry, time in business, revenue band and the state where you operate. This is what a provider reviews first.
Review what comes back
Your request may be matched with financing providers. Approval, rates, terms and funding depend on the lender and on your qualifications.
Equipment examples
A few of the assets businesses ask us about
Excavators & loaders
Tractors & implements
Crushers & haul trucks
Rigs & service trucks
Semi-trucks & trailers
Forklifts & conveyors
Refuse trucks & balers
CNC machining centers
Imaging & lab equipment
Presses & packaging lines
Aircraft & workboats
Chippers & bucket trucks
Kitchens & refrigeration
GPU servers & data center
Cardio & strength equipment
What are you financing? Start your pre-qualification request
Step 1 of 3
Equipment & amount
What are you financing?
Three short steps. Nothing here affects your credit.
Type an exact amount, $10,000 to $10,000,000.
Leave blank if you are not putting money down.
Year, make and model if you know them — for example: 2021 Caterpillar 320 excavator with hydraulic thumb, buying from a dealer.
Prefer to talk it through? Visit our contact page and a representative will take your request directly.
Loans, leases and the difference that actually matters
A loan builds ownership and typically ends with you owning the equipment. A lease is a use-of-asset agreement that often lowers the monthly payment and may include maintenance or an upgrade path. Neither is automatically cheaper — it depends on how long you keep the equipment and how the payment fits your cash flow.
Compare your optionsFrequently asked questions
- Are you a lender?
- No. Ai Loan Brokerage LLC is a commercial financing intermediary and equipment loan broker. We are not a direct lender, and we do not make credit decisions.
- Do you offer guaranteed approval or no-credit-check financing?
- No, and we will not claim it. Commercial equipment financing normally involves a credit review of the business and often of the owner.
- Does submitting a request affect my credit?
- Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. A financing provider may later run its own review as part of its process.
- What equipment can be financed?
- Business equipment across many industries, new or used. Common categories include construction machinery, agricultural equipment, trucks and trailers, medical devices, manufacturing and CNC machines, warehouse equipment and technology infrastructure.
- How long does it take?
- We do not publish a funding timeline, because it depends on the provider, the file and the equipment. What we can say is that a complete file with an itemized quote moves faster than an incomplete one.
Ready to see what may be available?
Start a pre-qualification request. It takes a few minutes, no documents are needed to begin, and you will get a reference number for your records.
Phone: 888-629-3416 · Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.
Important disclosures
EquipmentLoan.com is operated by Ai Loan Brokerage LLC, acting as a Loan Broker. Ai Loan Brokerage LLC is a commercial financing intermediary and equipment loan broker. We are not a direct lender. We do not provide consumer loans, residential mortgages, or personal lines of credit. Our services are strictly limited to business-to-business (B2B) commercial financing transactions.
Registered LLC in the State of Georgia. No Nationwide Multistate Licensing System or state license number is displayed because none applies to this commercial-only brokerage activity. We fully comply with state commercial financing disclosure laws. All applicable APR, total cost of capital, and repayment disclosures are provided in partnership with our funding sources prior to deal finalization.
We use software to help read and organize the equipment description you provide. It does not approve, deny or price credit, and it is not used to make adverse-action decisions. A person reviews every request.
Payment figures on this site are illustrative estimates generated from the values you enter. They are not offers, quotes, approvals or commitments, and they do not include taxes, fees, documentation costs or any provider-specific terms. Actual terms are determined by the financing provider.
Business hours: Monday - Friday, 8am to 6pm ET. Support email: [email protected].
Last updated · Reviewed and published by Ai Loan Brokerage LLC, operating as EquipmentLoan.com (Loan Broker).