How it works
From request to funding, with nothing hidden
Four steps, described honestly. We handle the intake and the handoff; the financing provider handles the credit decision and the money.
Tell us what you need
Share the amount you are requesting, the equipment you are buying and basic information about your business. It takes a few minutes and no documents are required to start.
Review potential options
A representative reviews your request and discusses the financing structures that may be available for your equipment and business profile.
Complete lender-required documents
If you move forward, the financing provider tells you exactly what it needs. Documents are collected through a secure channel, never through this initial form.
Receive a lender decision and funding if approved
The financing provider makes the credit decision and funds the transaction if it is approved. EquipmentLoan.com does not make credit decisions.
What happens to your information
Your request is validated in your browser and again on our server. It is stored with the exact consent wording you agreed to, the consent version and the time you agreed, plus non-personal details about the page and campaign that brought you here.
The request is then delivered to our records system over an encrypted, signed server-to-server connection. If that system is temporarily unavailable, your request stays queued and is delivered automatically — you will see an accurate pending message rather than a false success screen.
- Personal details are never placed in page URLs, analytics events or advertising tags.
- We never ask for a Social Security number, bank login, full tax ID or documents in the initial request.
- Software helps read your equipment description; a person reviews every request.
- You receive a reference number you can quote when you speak with our team.
We use software to help read and organize the equipment description you provide. It does not approve, deny or price credit, and it is not used to make adverse-action decisions. A person reviews every request. Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.
Process questions
Related pages
Ready to see what may be available?
Start a pre-qualification request. It takes a few minutes, no documents are needed to begin, and you will get a reference number for your records.
Phone: 888-629-3416 · Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.
Last updated · Reviewed and published by Ai Loan Brokerage LLC, operating as EquipmentLoan.com (Loan Broker).