Terms of Use

About this website

EquipmentLoan.com is operated by Ai Loan Brokerage LLC. EquipmentLoan.com is operated by Ai Loan Brokerage LLC, acting as a Loan Broker. Ai Loan Brokerage LLC is a commercial financing intermediary and equipment loan broker. We are not a direct lender. We do not provide consumer loans, residential mortgages, or personal lines of credit. Our services are strictly limited to business-to-business (B2B) commercial financing transactions.

This website provides information about commercial equipment financing and accepts pre-qualification requests. It is intended for business use in the United States and is not intended for consumer or personal-use financing.

No offer, approval or commitment

Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

Nothing on this website constitutes a rate quote, a term sheet, a pre-approval or an obligation of any financing provider. We do not publish approval odds, funding timelines or rate ranges.

Your responsibilities

You agree that the information you submit is accurate and that you are authorized to submit it on behalf of the business named in the request. Submitting knowingly false information may result in your request being declined and may have legal consequences.

You agree not to attempt to disrupt, probe or gain unauthorized access to this website or the systems behind it, and not to use automated tools to submit requests.

Estimates and calculators

Payment figures on this site are illustrative estimates generated from the values you enter. They are not offers, quotes, approvals or commitments, and they do not include taxes, fees, documentation costs or any provider-specific terms. Actual terms are determined by the financing provider.

Equipment information and software assistance

We use software to help read and organize the equipment description you provide. It does not approve, deny or price credit, and it is not used to make adverse-action decisions. A person reviews every request.

Estimated market values are preliminary, may be incomplete, and are not appraisals, offers, approvals or credit decisions. Final value and eligibility are determined by the applicable financing provider after review.

Third-party content and links

This website may reference or link to third parties, including financing providers. We are not responsible for the content, terms, privacy practices or decisions of those third parties.

Disclaimers and limitation of liability

This website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, whether express, implied or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. We do not warrant that the website will be uninterrupted or error-free, or that any information, estimate or equipment detail shown here is complete or current.

Nothing on this website is legal, tax, accounting or investment advice. You are responsible for consulting your own advisors about the structure, accounting treatment and tax consequences of any financing.

To the fullest extent permitted by law, neither we nor our officers, members, employees or agents are liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, lost revenue, lost data, or business interruption, arising out of or relating to your use of this website, even if we were advised of the possibility. Our total aggregate liability for all claims relating to this website is limited to one hundred U.S. dollars ($100). Some jurisdictions do not allow certain exclusions or limitations, so parts of this section may not apply to you.

You agree to indemnify and hold us harmless from any claim, loss, liability or expense, including reasonable attorneys' fees, arising from information you submit that is inaccurate or that you were not authorized to submit, from your breach of these terms, or from your misuse of this website.

Governing law and disputes

These terms are governed by the laws of the State of Georgia, without regard to its conflict-of-laws rules. You and we agree that the state and federal courts located in Camden County, Georgia have exclusive jurisdiction and venue over any dispute arising out of or relating to this website or these terms, and each party consents to personal jurisdiction there.

Before filing any action, please contact us so we can attempt to resolve the matter informally. Any claim must be brought within one year after it arises, to the extent that limitation is permitted by applicable law.

Changes to these terms

We may update these terms from time to time. The effective date shown at the bottom of this page tells you when the current version took effect, and material changes will be reflected by a new effective date. Continuing to use this website after an update means you accept the updated terms.