Disclosures and licensing

Who operates this website

Legal operating entity: Ai Loan Brokerage LLC. Business address: 1601 GA Hwy 40 E, Suite M, Kingsland, Georgia 31548. Phone: 888-629-3416. Email: [email protected]. Business hours: Monday - Friday, 8am to 6pm ET.

Ai Loan Brokerage LLC is a commercial financing intermediary and equipment loan broker. We are not a direct lender. We do not provide consumer loans, residential mortgages, or personal lines of credit. Our services are strictly limited to business-to-business (B2B) commercial financing transactions.

Licensing and corporate registration

Registered LLC in the State of Georgia.

Because our activity is limited to commercial, business-purpose equipment financing, we do not hold or display a Nationwide Multistate Licensing System number or a consumer lending license. No license number or certification will be displayed on this website unless it is verified.

Where a state requires a registration, filing or licence for commercial financing brokers, we complete that requirement before soliciting business in that state, and we will not accept a request from a state where we are not permitted to operate. If you would like to know our status in your state, contact us and we will tell you directly rather than implying a credential we do not hold.

State commercial financing disclosures

We fully comply with state commercial financing disclosure laws. All applicable APR, total cost of capital, and repayment disclosures are provided in partnership with our funding sources prior to deal finalization.

Several states, including California, New York, Utah, Virginia, Georgia and Florida, require specified commercial financing disclosures. Where those requirements apply to your transaction, the disclosure is delivered by the funding source before you sign, and we will not present a transaction as final until it has been provided.

Ask for the written disclosure before you sign anything. It should state the amount financed, the finance charge or total cost of capital, the annual percentage rate or equivalent metric required in your state, the payment amount and schedule, and any prepayment terms. If a document is missing those figures, do not sign it.

Not a credit decision

Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

EquipmentLoan.com does not approve, decline or price credit. Where a financing provider declines a request, that provider owns the adverse-action notice obligation. This website will never suggest it made a decision that it did not make.

Fair lending and automated logic

We use software to help read and organize the equipment description you provide. It does not approve, deny or price credit, and it is not used to make adverse-action decisions. A person reviews every request.

We do not collect or use race, color, religion, national origin, sex, marital status, age, receipt of public assistance or any other protected characteristic when routing a request. The only automated logic on this site parses the equipment description you typed and formats your request; it assigns no score, ranking or eligibility outcome.

Because a person reviews every request and no automated system decides eligibility, adverse-action responsibility sits with the financing provider that makes the decision. We keep a record of each request and the actions taken on it so that routing can be reviewed, and we review that logic when it changes to confirm it still uses no prohibited basis.

Estimates and market values

Payment figures on this site are illustrative estimates generated from the values you enter. They are not offers, quotes, approvals or commitments, and they do not include taxes, fees, documentation costs or any provider-specific terms. Actual terms are determined by the financing provider.

Estimated market values are preliminary, may be incomplete, and are not appraisals, offers, approvals or credit decisions. Final value and eligibility are determined by the applicable financing provider after review.

Contact and consent

Contact consent version 2026-08-prequal-v1 is stored with each request along with its exact wording and timestamp. Marketing consent is collected separately and is optional, and consent is never a condition of any financing.

By providing your phone number you agree that we and the financing providers reviewing your request may contact you at that number, including by automated call or text message, about your request. Message frequency varies. Message and data rates may apply. Reply STOP to any text message to opt out, or HELP for assistance. You can also withdraw consent by emailing [email protected] or calling 888-629-3416, and we will close your file and stop contacting you.

Questions, corrections and complaints

If anything on this website reads like a guarantee about approval, rate or timing, it is an error and we want to hear about it. Email [email protected] or call 888-629-3416 and we will correct it.

If you believe a financing provider we introduced you to has treated you unfairly, tell us, and also raise it directly with that provider and, if appropriate, with your state attorney general or financial regulator.