Do I need the dealer quote before I start a request?

No, but it helps. If you have a quote, the year, make, model and price will be accurate from the start, which usually makes the conversation shorter.

Can a factory order be financed?

Build slots and factory orders are common. Tell us the expected delivery timing in your request so the reviewer understands the schedule.

Are warranties and service plans part of the amount?

Sometimes they can be included and sometimes they are handled separately. Describe them in your request so the requested amount reflects what you actually need.

New equipment

Financing a new equipment purchase

New equipment purchases are usually the most straightforward requests because the asset details are documented by the dealer or manufacturer. Here is what to have ready.

What to have ready

The dealer quote or buyer's order, including the total price.
Year, make, model and configuration of the unit.
Any attachments, options or accessories included in the purchase.
Expected delivery or build-slot timing.
The down payment you can contribute, if any.
A short description of the work the equipment will do.

Why new purchases can move faster

A new unit comes with clean documentation: a manufacturer invoice, a serial number and a verifiable price. That removes most of the back-and-forth that used purchases can involve, such as confirming condition, hours or ownership.

That said, faster paperwork is not the same as approval. Eligibility, structure and terms are still determined by the financing provider after review of your business and the equipment.

Things worth deciding early

How long you intend to keep the equipment, which affects term length.
Whether you want ownership at the end or prefer to return the asset.
Whether soft costs such as freight, installation or training need funding.
Whether the purchase is time-sensitive because of a build slot or promotion.

Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

New equipment questions

Ready to see what may be available?

Start a pre-qualification request. It takes a few minutes, no documents are needed to begin, and you will get a reference number for your records.

Check My Options Talk to a person

Phone: 888-629-3416 · Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

Last updated September 5, 2026 · Reviewed and published by Ai Loan Brokerage LLC, operating as EquipmentLoan.com (Loan Broker).