Transportation & Freight
Transportation & Freight Equipment Financing
Trucking is a titled-asset business with tight margins and heavy regulation. Requests move faster when the unit, its mileage, your authority status and the lanes or customers it will serve are described clearly.
Equipment we see most in trucking
Semi-trucks, trailers, vocational trucks and logistics fleets.
- Day cab and sleeper tractors
- Dry van, reefer and flatbed trailers
- Dump, mixer and vocational trucks
- Box trucks and last-mile delivery vans
- Car haulers and specialty trailers
- Yard trucks and terminal tractors
Common financing use cases
Owner-operator first truck purchase
A first truck purchase is reviewed differently than a fleet addition. Describe your driving history and how you will source freight.
Fleet expansion
Adding units to an existing fleet lets you point to operating history, which is useful context for a reviewer.
Trailer-only purchases
Trailers are frequently financed independently of tractors and have their own documentation expectations.
Details that usually come up in review
- Mileage and engine make/model are commonly requested for used tractors.
- Operating authority age and safety history are relevant to many providers.
- Titling, registration and lien perfection differ by state.
Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.
Trucking equipment financing questions
Other industries we serve
Ready to explore trucking equipment financing?
Start a pre-qualification request. It takes a few minutes, no documents are needed to begin, and you will get a reference number for your records.
Phone: 888-629-3416 · Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.
Last updated · Reviewed and published by Ai Loan Brokerage LLC, operating as EquipmentLoan.com (Loan Broker).