Can software and licensing be included?

Describe software, licensing and integration costs separately from hardware in your request. Whether they can be included is determined by the financing provider.

Does it matter that the hardware sits in a colocation facility?

Yes, it is worth stating clearly. Equipment housed in a third-party facility usually raises additional location, access and documentation questions during review.

Is used or refurbished server hardware eligible?

Used enterprise hardware is sometimes financed. Include the age, generation and condition, since technology assets depreciate faster than most equipment.

Do you finance the data center facility itself?

This platform is for equipment financing requests. Real estate and construction of a facility are different transactions; describe only the equipment you are acquiring.

AI Infrastructure & Technology

AI Infrastructure & Technology Equipment Financing

Compute buildouts move fast and cost a great deal up front, while the revenue they support usually arrives over the life of a contract or subscription. Requests in this category are clearest when they explain the workload, the contracts or customers driving the capacity and whether the hardware sits in your own space, a colocation facility or a leased data hall.

AI Infrastructure & Technology equipment in operation at a United States business site

Equipment we see most in ai & technology

GPU and CPU servers, storage arrays, networking, racks, power distribution, cooling and enterprise IT hardware.

GPU compute servers and AI training nodes
Enterprise CPU servers, blades and storage arrays
Switches, routers and high-speed network fabric
Racks, cabinets, structured cabling and PDUs
UPS systems, generators and power distribution
Precision cooling, liquid cooling and airflow containment

Common financing use cases

Standing up AI compute capacity

A GPU cluster is usually purchased as one package of servers, networking, power and cooling. Describe the full scope so the requested amount is accurate.

Expanding to meet contracted demand

When a signed customer or workload requires more capacity, explain the contract term the equipment supports.

Refreshing aging infrastructure

Hardware refresh cycles are common in technology businesses. Note what is being replaced and why.

Details that usually come up in review

Technology hardware depreciates quickly, which affects the structures a provider may consider.
Equipment installed in a colocation or leased facility raises location and access questions.
Software, licensing and professional services are often reviewed differently from hardware.
Lead times on advanced compute hardware can be long; describe expected delivery timing.
Recurring-revenue businesses should describe the contracts the capacity supports.

Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

AI & Technology equipment financing questions

Ready to explore ai & technology equipment financing?

Start a pre-qualification request. It takes a few minutes, no documents are needed to begin, and you will get a reference number for your records.

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Phone: 888-629-3416 · Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

Last updated September 5, 2026 · Reviewed and published by Ai Loan Brokerage LLC, operating as EquipmentLoan.com (Loan Broker).