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Hydraulic excavator and compact track loader working on a graded commercial construction site at golden hour

New & used equipment financing

Equipment Loans Built Around Your Business

Explore equipment financing options for any industry through a fast, secure pre-qualification experience.

  • No SSN, bank login or documents to start
  • Processed on our server, not in your browser
  • A person reviews every request

Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

Illustrative estimate

Equipment loan calculator

Enter your exact cost, rate and loan length. Not a quote, offer or approval.

Common loan lengths

Estimated monthly payment

$2,835

Illustrative only — not an offer, quote or approval.

Loan amount
$135,000
Rate and term
9.5% · 60 mo
Total of payments
$170,115
Total finance cost
$35,115
Check My Options

Payment figures on this site are illustrative estimates generated from the values you enter. They are not offers, quotes, approvals or commitments, and they do not include taxes, fees, documentation costs or any provider-specific terms. Actual terms are determined by the financing provider.

Equipment financing by industry

Equipment Financing Solutions for Every Industry

Explore flexible equipment loans and financing options for construction, agriculture, transportation, manufacturing, healthcare and more. Find funding for new or used equipment tailored to your business, budget and industry.

View the industries hub

Why EquipmentLoan.com

Built to be fast and honest, not pushy

A short request, not a paperwork pile

The pre-qualification request asks one thing at a time and never asks for a Social Security number, bank login or tax documents.

Broad equipment coverage

Fifteen industry categories covering construction, transportation, agriculture, medical, manufacturing, restaurants, AI infrastructure, fitness and more.

Secure handoff

Your request is processed on our server and delivered to our records system over an encrypted, signed connection. Sensitive details are never placed in page URLs or analytics.

Human guidance

A person reviews your request and explains the options. Software helps organize your equipment details; it never makes a credit decision.

How it works

Four steps, clearly explained

We do not make credit decisions. Our job is to organize your request accurately and get it in front of the right reviewer quickly.

See the full process
  1. Tell us what you need

    Share the amount you are requesting, the equipment you are buying and basic information about your business. It takes a few minutes and no documents are required to start.

  2. Review potential options

    A representative reviews your request and discusses the financing structures that may be available for your equipment and business profile.

  3. Complete lender-required documents

    If you move forward, the financing provider tells you exactly what it needs. Documents are collected through a secure channel, never through this initial form.

  4. Receive a lender decision and funding if approved

    The financing provider makes the credit decision and funds the transaction if it is approved. EquipmentLoan.com does not make credit decisions.

Equipment examples

A few of the assets businesses ask us about

What are you financing? Start your pre-qualification request

Step 1 of 3

Equipment & amount

What are you financing?

Three short steps. Nothing here affects your credit.

Type an exact amount, $10,000 to $10,000,000.

Leave blank if you are not putting money down.

Condition

Year, make and model if you know them — for example: 2021 Caterpillar 320 excavator with hydraulic thumb, buying from a dealer.

Prefer to talk it through? Visit our contact page and a representative will take your request directly.

Frequently asked questions

Ready to see what may be available?

Start a pre-qualification request. It takes a few minutes, no documents are needed to begin, and you will get a reference number for your records.

Phone: 888-629-3416 · Submitting a pre-qualification request is not an application decision and is not an approval, offer or commitment to lend. All financing is subject to review and approval by the applicable financing provider.

Important disclosures

EquipmentLoan.com is operated by Ai Loan Brokerage LLC, acting as a Loan Broker. Ai Loan Brokerage LLC is a commercial financing intermediary and equipment loan broker. We are not a direct lender. We do not provide consumer loans, residential mortgages, or personal lines of credit. Our services are strictly limited to business-to-business (B2B) commercial financing transactions.

Registered LLC in the State of Georgia. No Nationwide Multistate Licensing System or state license number is displayed because none applies to this commercial-only brokerage activity. We fully comply with state commercial financing disclosure laws. All applicable APR, total cost of capital, and repayment disclosures are provided in partnership with our funding sources prior to deal finalization.

We use software to help read and organize the equipment description you provide. It does not approve, deny or price credit, and it is not used to make adverse-action decisions. A person reviews every request.

Payment figures on this site are illustrative estimates generated from the values you enter. They are not offers, quotes, approvals or commitments, and they do not include taxes, fees, documentation costs or any provider-specific terms. Actual terms are determined by the financing provider.

Business hours: Monday - Friday, 8am to 6pm ET. Support email: [email protected].

Last updated · Reviewed and published by Ai Loan Brokerage LLC, operating as EquipmentLoan.com (Loan Broker).

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